Practice Makes Perfect - About Habits

First of all: this blog is not giving any advice about physical habits (smoking, alcohol, medicines, drugs) - there are other websites to find tips on those things. This post is about other habits that we have which cost us money and get in the way of reaching our savings goals.

As far as hobbies or talents go, we all know that we get better at something when we practise. If we spend an hour every day on the piano, we improve. Well, unfortunately, if we practise doing not-so-great things all the time, we get really great at doing the not-so-great things.

We all understand "Money 101" - if we want to save money, we have to choose to stop spending it somewhere. We usually look to our "convenience" habits as places to shave down. This might be a newspaper subscription, a morning coffee, a takeaway lunch, getting hair or nails done, or things like the gym, fashion magazines, and cable tv. And one by one, most of us will reject certain changes because we consider the change too unpleasant. The key to making the changes less painful is in what you make the effort to practise, what you're used to doing already, and how you think about life's necessities.

As an example, there are a bunch of small convenience things that we probably take for granted these days that our grandparents might not have had. Washing machines, late-night-shopping, luggage with wheels. None of those are likely to break the bank, but it doesn't matter. The point is, we get used to having them around, so if we use them all time, we get very good at it. We start to think of them as normal and necessary. We practise using the washing machine so it becomes normal to have one. We don't want to switch to that "old" way of hand-washing, so a washing machine becomes necessary.

Most of us will agree there is nothing wrong with getting used to washing machines, late-night-shopping, and luggage with wheels. There isn't, and I am never going to try and talk you out of having these things. What's important is to understand is that we get used to what we always do - practise makes us perfect at needing things. It doesn't just happen with common and inexpensive things, it can happen with anything at all.

This means that if we practise buying lunch every single day, it becomes a habit. Buying lunch becomes something we're very good at - all that practice we do. Packing a sandwich in the morning looks more and more difficult because we are out of practice. We enjoy not bringing it from home and enjoy the convenience of buying it instead. We don't want to change. It becomes easier to keep a habit, than to change.

But don't despair just yet. There is good news! Cast your mind back to the first sentence: we get better at something when we practise. Have you ever thought about why some people are content without the things that we have? Some of them just don't miss what they never had, but many people have learned to go without.

UGH, THAT SOUNDS DISGUSTING. Don't panic, and don't run off just yet. We're going to approach it a different way. We're going to practise something that we know is cheaper, even though we don't like the idea of changing our habits. The idea of practising is to try and get better at it.

The Practice Period: Pick one habit that you kinda know could be done a cheaper way, and you think you could live with the home-version, but grumble-grumble-grumble you don't really want to bother changing. For this post, I'm going to use the morning takeaway coffee, but your takeaway lunch might also be one where you'd like to practise the alternative. Your practice period needs to last four or five times - so for a daily habit make it five days, for a monthly hair colour, make it four months.

Figure out a good, home-made version that you might be ok with having instead, even if you don't like the effort just now. For me, I bought some nice gourmet coffee. Home coffee is not quite as convenient as just grabbing the takeaway, but it's a good compromise. I already have a travel mug, so I'm good to start my practice period.

For a whole week, I made the effort to DIY my morning coffee. I allowed a few extra minutes so I'd have time before leaving the house. I made sure the mug was clean the night before. As I sipped it during my morning commute, I reminded myself of my savings goals and concentrated on the nice gourmet flavour.

When you feel like caving in, remind yourself it's not forever. Just 3 more times until it's done, and so on.

At the end of your practice period, physically count out the amount of cash you would have spent, but didn't. It's important to see this and feel the money in your hands. Look at that money you saved, and think about how easy it was to make that change. You're now getting better at the cheaper option, and the cheaper option is quite ok. If you continue to make the effort, it will continue to become easier and easier, until you don't even think about it - you just do it. It becomes a habit. We start to like habits. It becomes easier to keep a habit. Even the good habits :)

Don't think that this is limited to obvious "luxury" purchases. Big or small, it applies to anything that you would like to change, from buying shampoo in bulk to baking your own bread, from carpooling to recycling.

Tell me what you've changed, how it felt to make the very first leap, and how you felt as you added up the savings?

The Disappearance of Elisa

I know I have been very scarce, but there's a good reason. Well, partly it's that I have taken on more than I can possibly do right now, but I've also been attending a writing course (with lots of homework).

There is so much to writing that I just didn't know about. It's fascinating.

And I found out that the next course is on English grammar. I am pretty excited about that (I know that my grammar is lacking). We'll see whether it actually improves my writing at all ;)

It's my blog

so I can be a showoff. I got 10/10 for the "Letters to the Editor" essay. So there.
:)

We had another writing exercise in class, where we had to describe a market preparing to open for the day. Here's mine. (It only got 9/10... but not bad for being done in 30 minutes flat.)

While the small children still slumbered, the marketplace had awakened. The vendors hastened to unfold their wares, takeaway coffees forgotten and rapidly chilling in the refrigerated air. Those acquainted with rushed their hellos, seemingly unwilling to waste precious breath on exhaled fog. And intertwined with the click of the tables unfolding, the crisp call of the mynah birds cut through the courtyard.

As the sunrise crested upon the soldiers, the hubbub and haste ascended in a crescendo of anticipation. Doughnuts and croissants invaded the nostrils of the advancing shoppers, teasing and cajoling and battling for their attention and purses. The keenest of these explorers ignored the flustered stall keepers, undeterred by dirty looks and unpacked boxes, pawing through stockpiles still in disarray, querying and haggling and haranguing at will.

And finally the main gates opened, signalling 7am and trumpeting the call to arms, as families and dealers flooded in and launched themselves violently at the market at large.

Since this is a writing blog,

I figure that it's fair game to post my first English AS-Level essay. We had to write two "letters to the editor", one for and one against a new development in an area of natural beauty. Not perfect, but here they are anyway.

Sir,
I read with frustration your recent article regarding the new development at Ellesville Ridge ("Elles-Full Ridge", September 8th). The assertion that "Ellesville’s environment will struggle under the weight of 4,000 new residents" is not only misleading but a misrepresentation of what the Ellesville Ridge development will encompass.
Ellesville Ridge is a planned development of 1,100 new building blocks, plus various essential services. Population modelling indicates we will see about 2,900 new residents, not 4,000. The first release is for 450 blocks, expected to cater to 1,100 residents. It will include a sports field, a shopping precinct, a medical centre, a library and a primary school.
All of these are services which Ellesville desperately needs. It is expected that many current town residents will take advantage of the new services up on the ridge. The current school, with overflowing playgrounds and inadequate buildings, will see enrolment relief as students transfer. The medical centre will improve residents' access to health care and relieve pressure on Ellesville Hospital.
There is no doubt that the natural beauty of the area is an important concern. For this reason, extensive tree-planting will be required by all new residents, and house footprints will be restricted to one-third of the block space, ensuring that the area remains green. These are detailed in Council's Master Plan, available for viewing in Ellesville Town Hall.
It is, of course, prudent to question how much this will cost. However, it is unfair and inaccurate to paint the Ellesville Ridge development as a drain on the public purse. The development is largely being financed by private enterprise and the only buildings funded by Council will be the library and sports field. The Ellesville Ridge Development will bring much-needed services, businesses and tax revenue into an area suffering from high unemployment. Rather than struggling, Greater Ellesville will flourish as we welcome new residents and services to our area.
John Chapman, Counsellor for South Ward,
Ellesville Council


Sir,
Thank you for your excellent piece on the upcoming Ellesville Ridge development ("Elles-Full Ridge", September 8th). It's about time that someone spoke up about just how many problems this folly will cause.
Nobody seems to be interested in the nature trail, which will be destroyed to make way for the sports field. Ellesville already has a sports field which is rarely used, and the nature trail has lovely birds and plants which will disappear overnight. Not only that, the planned shopping strip will see the demolition of existing homes. Why bulldoze houses just to put in ugly supermarkets and fast food restaurants?
In addition, it’s unbelievable that the question of water has not come up. Not only is the Ellesville River inadequate to supply the new residents, the Sewer Treatment Plant will be overwhelmed in heavy rain, resulting in overflows. The fact that we haven’t had a complete failure in eight years is just luck; with 4,000 new residents we can look forward to regular catastrophe. As for drinking water, Council's "compulsory rainwater tank" rule won’t solve the problem. Many of us already have rainwater tanks which collect rust all year, as we prefer the clean, pressurised water from the kitchen tap. A rainwater tank is just another white elephant.
And what will it all cost? Council claims it will be paid for externally, but where are the billionaires stepping in to foot the bill? I fear that Council will be left holding the baby, and with good reason. We all saw what happened to Riverview, when blocks sat unsold for years, the exorbitant cost becoming a millstone for their necks.
Ellesville is a tourist attraction for good reason. It’s a quiet, tree-lined community offering a unique, old-style experience. Main Street is what attracts people to our town. We're known for our gift shops, towering oak trees and boutique accommodation. The crowds of new residents will bring demand for "big city" convenience and loss of identity - convenience stores and hamburger shops will destroy the ambience of the area. With many retirees and low-income families, the town is ill-equipped to bankroll such grotesque assaults on taxpayer funds. Turning our beautiful Ellesville into a metropolis will be an albatross.
Deidre Blacksmith,
Ellesville

The Good Father - Noah Hawley (review)

I wanted SO BADLY to read this book, and picked it up while working at the library. The book is the story of a father's perspective when a child is accused of murder, and worse, the murder of a future president, with all the public scrutiny attached.

It follows a father's quest for answers. Divorcee Dr Paul Allen is a prominent and well-respected specialist in medicine whose world is turned upside down by the news of what his son has done. Only he never really accepts his son's guilt. Initially he's convinced the boy never pulled the trigger, despite all evidence to the contrary. He makes it his mission to amass evidence himself, researching for umpteen hours, poring over reports and paperwork and generally neglecting his family in an insatiable quest to prove his son's innocence. His son, however, refuses to discuss it, and then pleads guilty.

Despite everyone around him begging him to accept his son's guilt, Paul continues as before. His focus changes from denial to a conviction that someone else must have masterminded the plot. He considers spy activity. He tries to blame terrorists. He points the finger at homeless war veterans. He is absolutely deaf and blind to what is staring him in the face; that his son grew up in a broken home and has grown up and done something terrible, and might face the death penalty.

Don't get me wrong, most parents in this situation would expend ferocious amounts of energy as Paul Allen did. The author did a good job at showing the virtual insanity that such a situation might induce. The problem is that I just didn't care. The book was a little too bogged down in minute details that didn't help move the plot along, and a little too short on positive traits that might have made me LIKE the father. Even his interactions with his son are largely absent - if he was openly hostile to his dad, perhaps I'd feel sorry for the doctor. Unfortunately, Paul's only actions were in denying all rational thought and neglecting his family, which made him a character I couldn't pity.

It's very rare that I can't finish a book, and even more rare that I get three-quarters through before abandoning it. But this is one where I had to. I was bored, and, like everyone apart from the father, I'd dealt with the heartbreak of his son's fate back in the first quarter. I'd finally arrived at the point where I didn't care what happened to the father anymore because his irrationality had just dragged on too long. I was even hoping his second wife and family would leave him, so that he'd be forced to take stock of his life (and to break the monotony of "Not his fault! Not his fault! I need to look into more clues and gather more evidence! Not his fault!").

Two stars.

Side note: my copy had multiple instances where a year was incomplete, such as a trial date like "21st January 20__" - the author had apparently intended to go back and fill the year in, but somehow it wasn't picked up by the editors. Multiple times. Maybe it was never copy-edited (which would explain why the father becomes an insufferable person). I am still giving the book two stars rather than one, simply because the author can actually write well. The book just needed plot work.

I did something silly

...and I looked at the bestseller list for adult short stories. Apparently nothing is taboo. This might mean that there's a possible home for some of the shelved short stories that I wrote nine years ago (I recently had them pulled from the website where they originally appeared). I was hesitant to release them because, erm, I suppose I feel like "real" authors don't write about creepy relationships or situations. But I've grown a little in the past nine years, and have come to accept that this was merely my own prejudice and there are people who want to read about those subjects.

I am cleaning them up and choosing which ones deserve to be released.

I still can't bring myself to release "naughty" work under my own name. I could pretend it's about protecting my identity in regards to risqué work, but the truth of the matter is, I'm still not convinced that I'm a good enough writer. Despite the reviews I've had to the contrary. In a way, I suppose I'm waiting for an accidental hit under my pen name to give me the confidence to release as myself.

Time will tell. :)

I'm writing, and I'm in my stride.

I think I found a way to un-shelve that book. I know, right? Call the papers.

The one that didn't have a >>reason<< and didn't have a plan or a direction. I think I found one. It still doesn't have a climax, but I think it'll be much easier. Life doesn't come with an instruction manual, either, and we still consider it worth doing. You know what that means... it means I'll need to put it back on the sidebar as a work-in-progress.

I also got my second erotic short out this week, and in a few days' time I will do the final edit on the third and prep it for release. Phew. I've been more organised than, like, ever. Something must be wrong! ;)

It feels nice to have some purpose. To be busy.